Price Reduction - Waterfront - Seller Financing
Address
1287 Gerdes Road, Camano Island, WA
Price
$ 1,653,520
Property Attributes
- ID#2546969
- TypeSingle Family
- CountyISLAND
- CityCamano Island
- AreaCamano Island
- NeighborhoodUtsalady
- Zip98282
- StyleTraditional
- Year Built1964
- Taxes$ 10263
- Price$ 1,653,520
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage2100
- Lot Size0.36 Acres
Data Source:
Northwest Multiple Listing Service (NWMLS)
Property Description
No-Bank Utsalady Waterfront | Owned Tidelands | West Sunsets | No Ferry, No HOA-No-bank waterfront on Utsalady Bay with 70+ feet of shoreline and owned tidelands. This is true walk-out beach living—not a mid-bank house with stairs. West-facing for nightly sunsets over Saratoga Passage. Step from the yard, and from the primary suite’s French doors, onto the sand to crab, clam, kayak, or simply sit by the water. Camano Island, no ferry required. Private gated dead-end street with no HOA. Minutes to Stanwood. The shoreline is protected by a new engineered concrete bulkhead (over $125,000 invested; 30+ year design). Recent upgrades also include new Sierra Pacific windows and doors throughout, new composite decking, and a gas generator with warranty through 2028. The home offers 2 bedrooms plus den, 2 baths, a fireplace, and a finished daylight basement on a 15,682 SF lot with a custom paved drive and ample parking. Primary suite opens directly toward the beach. Lower level includes den/office, rec, and bonus space for guests, hobbies, or flexible living.Rare combination on Camano: no-bank access, owned tidelands, west sunsets, larger lot, gated privacy, and no HOA. Owner-will-carry terms available.
| Elementary School | Middle School | High School |
|---|---|---|
| Buyer To Verify Elementary School | Buyer To Verify Middle School | Stanwood High |
| Price History | |
|---|---|
| 7/15/2026 | Listed $1,725,000 |
| 7/27/2026 | 2$1,698,520 |
| 8/26/2026 | 3$1,653,520 |
General Features
| Living Area | 2100 |
|---|---|
| Sewer | Septic Tank |
| Heating | Baseboard,Forced Air,Wall Furnace |
| Cooling | None |
| Possession | Closing,Subject To Tenant Rights |
| Roof | Composition |
| Appliances | Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer |
| Architectural Style | Traditional |
| Security Features | Partially Fenced,Security Gate |
| Year Built | 1964 |
| View | Islands,Mountains,Sound |
| Topography | Level |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2026 |
| Waterfront Features | Low Bank,Bulkhead,No Bank,Saltwater,Sound |
| Community Features | Boat Launch |
| County | Island |
| New Construction | No |
| Property Type | Residential |
| HOA | No |
| Attached Garage | Yes |
| Subdivision Name | Utsalady |
| Facing Direction | West |
| Garage Y/N | Yes |
| Full Baths | 2 |
| Special Listing Conditions | None |
| Status | Active |
| Directions | Use GPS |
| High School | Stanwood High |
| City | Camano Island |
| Entry Location | Main |
| Senior Community Y/N | No |
| High School District | Stanwood-Camano |
| MLS Area | 780 - Camano Island |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 15682 |
| Carport Y/N | No |
| Listing Terms | Cash,Conventional,Owner Will Carry |
| Elementary School | Buyer To Verify |
| Land Lease Y/N | No |
| Tax Annual Amount | 10263 |
| Middle/Junior High School | Buyer To Verify |
| Property Condition | Updated/Remodeled |
| Public Remarks | No-Bank Utsalady Waterfront | Owned Tidelands | West Sunsets | No Ferry,No HOA-No-bank waterfront on Utsalady Bay with 70+ feet of shoreline and owned tidelands. This is true walk-out beach livingnot |
| Virtual Tour | https://tours.tourfactory.com/tours/tour.asp?t=3079186&r=https%3A%2F%2Fpowerhouse%2Etourfactory%2Ecom%2F |
| Structure Type | House |
| Building Area Units | Square Feet |
| Standard Status | Active |
| Water Company | Utsalady |
| Property Style | 16 - 1 Story w/Bsmnt. |
| NWM_ShowMapLink | Yes |
Interior Features
| Interior Amenities | Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,French Doors,Jetted Tub,Sauna,SMART Wired,Water Heater,Wired for Generator |
|---|---|
| Basement | Daylight,Finished |
| Flooring | Concrete,Engineered Hardwood,Laminate |
| Total Fireplaces | 1 |
| Fireplace Features | Electric,Wood Burning |
| Air Conditioning Y/N | No |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Total Bedrooms | 2 |
| Main Level Bedrooms | 2 |
| Total Baths | 2 |
| Bedrooms Possible | 2 |
| Water Heater Type | electric |
| Water Heater Location | basement |
| Fireplaces Main | 1 |
| Power Production Type | Electric,Natural Gas |
| Baths Full Main | 2 |
| Bathrooms | 2 |
Exterior Features
| Exterior Amenities | Stone,Wood |
|---|---|
| Vegetation | Fruit Trees |
| Parking Features | Attached Garage |
| Lot Features | Dead End Street,Paved |
| Water Source | Community |
| Total Parking | 10 |
| Inclusions | Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s) |
| Foundation Details | Poured Concrete |
| Building Area Total | 2100 |
| Lot Size Acres | 0.36 |
| Waterfront Y/N | Yes |
| Covered Spaces | 2 |
| Irrigation Water Rights Y/N | No |
| Waterfront Footage | 70 |
| Site Features | Cable TV,Deck,Fenced-Partially,Gas Available,Gated Entry |
| Parking Uncovered Total | 8 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 98282
Price
Taxes
Year Built
Visits
In The Neighborhood
Water Views
Camano Island
$ 550,000
- Type
- Single Family | Active
- Size
- 840 SqFt
- Rooms
- 2 Beds + 1 Baths
Listed by: Bellmark Real Estate
Reduced
Camano Island
$ 849,000
- Type
- Single Family | Active
- Size
- 1,631 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Listed by: Windermere Real Estate/CIR
